Most parents have concerns about allowing a teen driver to get behind the wheel of a car. Keeping them safe on the road is a top priority, as inexperienced drivers may be more likely to be involved in an accident.
Even the best teenage drivers often lack the judgment that comes with experience, which can lead to dangerous practices like speeding and tailgating. Additionally, teens can be more likely to engage in risky driving behaviors, such as eating, using cellphones and not wearing seatbelts.
How to Help Ensure Your Teen Driver’s Safety On the Road
Parents of new drivers can take steps to help ensure their teen driver’s safety, including the following:
How to Get Insurance for Your Teen Driver In Georgia
Georgia requires all drivers to maintain minimum amounts of auto insurance coverage. The limits are subject to change anytime, so it’s wise to consult your agent when building an insurance plan for your teen driver.
Many Georgia drivers start with bodily injury and physical damage liability insurance policies, which may help cover the driver’s legal liability for third-party claims after an at-fault accident up to the policy’s limits. Uninsured motorist insurance is also available in Georgia. This coverage may help pay for damages if another driver is responsible for an accident but doesn’t have enough liability coverage or is uninsured.
If you lease or finance the vehicle your teen drives, the lienholder typically requires full coverage insurance, which may include comprehensive, collision and guaranteed asset protection (GAP) coverage. Your agent can help you get appropriate car insurance coverage for your situation.
Contact Us
Contact Peachstate Insurance in Atlanta, Georgia, to start comparing car insurance quotes for your teen.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
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