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What Does Renters Insurance Cover?
Renters insurance provides a range of coverages to keep you protected from the unexpected, including:
• Personal Property Coverage: Replaces or repairs your belongings if they are damaged or stolen due to events like fire, theft, or vandalism.
• Liability Coverage: Protects you if someone is injured on your property and you are held responsible for medical expenses or legal costs.
• Additional Living Expenses: Covers temporary housing costs if your rental unit becomes uninhabitable due to a covered event like a fire or flood.
• Medical Payments to Others: Helps cover medical bills for guests injured at your residence, regardless of fault.
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