{"id":6714,"date":"2017-03-17T00:38:00","date_gmt":"2017-03-17T05:38:00","guid":{"rendered":"https:\/\/www.peachstateinsurance.com\/blog\/risks-that-may-lead-to-sr-22-requirements\/"},"modified":"2026-03-10T12:30:13","modified_gmt":"2026-03-10T17:30:13","slug":"risks-that-may-lead-to-sr-22-requirements","status":"publish","type":"post","link":"https:\/\/www.peachstateinsurance.com\/es\/sin-categorizar\/risks-that-may-lead-to-sr-22-requirements\/","title":{"rendered":"Risks that May Lead to SR-22 Requirements"},"content":{"rendered":"<p><span><img decoding=\"async\" alt=\"sobriety test\" data-src=\"\/img\/~www.peachstateinsurance.net\/116982285.jpg\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/><\/p>\n<p>Drivers get SR-22 requirements as a result of serious or repetitive driving infractions. SR-22 requirements are very serious penalties for driving violations. Drivers must obtain an SR-22 if a state requires them to do so.<\/span><\/p>\n<p><span>For this reason, every driver should know what types of situations could lead to SR-22 rules.<\/span><\/p>\n<p><strong><span>What is an SR-22 Insurance Certificate?<\/span><\/strong><\/p>\n<p><span>Many people mistakenly think that SR-22 certificates are insurance policies. This is incorrect.<\/span><\/p>\n<p><span>SR-22s are certificates that verify for your state&rsquo;s DMV that you carry auto insurance. The DMV requires an SR-22 if your driving history indicates you are a high-risk driver. While you have an SR-22 requirement, you have to carry valid auto insurance.<\/span><\/p>\n<p><span>Your insurance company can usually issue the SR-22 to your state DMV for a nominal fee. Your agent will also make any adjustments to your auto policy to maintain the coverage. Remember, not all insurance agents deal in SR-22 certificates. Make sure to work with an insurance agency that issues these certificates.<\/span><\/p>\n<p><strong><span>What Situations Warrant SR-22 Certificates<\/span><\/strong><span>?<\/span><\/p>\n<p><span>SR-22 requirements vary from state to state. Some states don&rsquo;t even have an SR-22 law. Therefore, it can be difficult to know what situations will trigger SR-22 requirements.<\/span><\/p>\n<p><span>Some situations that may warrant an SR-22 requirement include:<\/span><\/p>\n<ul>\n<li><span>Multiple accidents where the policyholder is at fault<\/span><\/li>\n<li><span>Frequent speeding tickets or reckless driving charges<\/span><\/li>\n<li><span>DWI or DUI charges<\/span><\/li>\n<li><span>Failure to carry auto insurance<\/span><\/li>\n<li><span>An accident while not carrying auto insurance<\/span><\/li>\n<li><span>A revoked, suspended, false or invalid driving license<\/span><\/li>\n<li><span>Driving actions that endanger a child or other special party<\/span><\/li>\n<\/ul>\n<p><span>Remember, each state has different SR-22 insurance requirements. The local authorities and state laws will determine if any driving charge leads to an SR-22. <\/span><\/p>\n<p><span>Keep in mind, if you move to a new state, often the SR-22 requirement for your previous state will carry over. You still have to keep the SR-22 in your new state. Make sure you keep SR-22 documentation on your new state&#8217;s insurance policy.<\/span><\/p>\n<p><strong><span>Do Not Let SR-22 Certificates Lapse<\/span><\/strong><\/p>\n<p><span>Drivers usually have to carry SR-22 certificates for around two years. If you let your SR-22 lapse, you could face penalties for failure to maintain the certificate. A lapse in coverage will likely cause the SR-22 rule to start over from the beginning.<\/span><\/p>\n<p><span>To avoid losing your SR-22 certificate, keep these tips in mind:<\/span><\/p>\n<ul>\n<li><span>Don&rsquo;t re-offend. It is up to you to re-establish yourself as a low-risk driver. Penalties will likely increase if you get more driving charges while holding an SR-22.<\/span><\/li>\n<li><span>Keep your insurance policy up-to-date and active at all times. If you fail to carry insurance at any time during the SR-22 period, your insurance company will likely have to tell the DMV. The DMV may then take action against you.<\/span><\/li>\n<li><span>Meet all other penalties required of your driving charges. Pay all fines and tickets.<\/span><\/li>\n<\/ul>\n<p><span>Most importantly, work with your insurance company. It can help you get the correct coverage for your SR-22 requirement.<\/span><\/p>\n<p><span>Call us today at 877.997.2478  for more information on <a href=\"\/automobile\/\">Macon SR-22 Insurance<\/a> requirements. We are here to help you get the correct SR-22 certificate for your needs.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p><img data-src='https:\/\/perbrepea0c.qa.insurancewebsitebuilder.com\/img\/~www.peachstateinsurance.net\/116982285.jpg' align='left' src='data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==' class='lazyload' \/>  Drivers get SR-22 requirements as a result of serious or repetitive driving infractions. SR-22 requirements are very serious penalties for driving violations. Drivers must obtain an SR-22 if a state requires them to do so. For this reason, every dr&#8230;<\/p>\n","protected":false},"author":69,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"%%post_title%%","_seopress_titles_desc":"<img src='https:\/\/perbrepea0c.qa.insurancewebsitebuilder.com\/img\/~www.peachstateinsurance.net\/116982285.jpg' align='left' \/>  Drivers get SR-22 requirements as a result of serious or repetitive driving infractions. SR-22 requirements are very serious penalties for driving violations. Drivers must obtain an SR-22 if a state requires them to do so. For this reason, every dr...","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"_analytify_skip_tracking":false,"footnotes":""},"categories":[],"tags":[13,65,30,151,152,22],"class_list":["post-6714","post","type-post","status-publish","format-standard","hentry","tag-auto-insurance","tag-georgia","tag-insurance","tag-macon","tag-risk","tag-sr-22-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.peachstateinsurance.com\/es\/wp-json\/wp\/v2\/posts\/6714","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.peachstateinsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.peachstateinsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.peachstateinsurance.com\/es\/wp-json\/wp\/v2\/users\/69"}],"replies":[{"embeddable":true,"href":"https:\/\/www.peachstateinsurance.com\/es\/wp-json\/wp\/v2\/comments?post=6714"}],"version-history":[{"count":0,"href":"https:\/\/www.peachstateinsurance.com\/es\/wp-json\/wp\/v2\/posts\/6714\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.peachstateinsurance.com\/es\/wp-json\/wp\/v2\/media?parent=6714"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.peachstateinsurance.com\/es\/wp-json\/wp\/v2\/categories?post=6714"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.peachstateinsurance.com\/es\/wp-json\/wp\/v2\/tags?post=6714"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}